Discount devotees have formed vast online communities that collectively unearth and swap digital, mobile-phone and paper coupons. The cleverest shoppers combine dozens of coupons and go from store to store buying items in quantity, getting stuff free of charge.
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A little-noticed law could result in smaller Social Security checks for hundreds of thousands of seniors who owe the U.S. money from defaulted loans and other debts more than a decade old.
![[SECOND]](http://si.wsj.net/public/resources/images/NA-BE824_SECOND_A_20100307190134.jpg)
Pressure is growing on U.S. banks to ease terms for distressed homeowners on home-equity loans and other second-lien mortgages.
An aim-high J.P. Morgan fund shows firm's new small-Investor focus but the mix might frighten some of them.
![[401kfee]](http://si.wsj.net/public/resources/images/MI-BB867B_401kf_A_20100305182210.jpg)
Employees horrified by losses in their 401(k) retirement plans are finally getting traction where lawmakers and regulators have stumbled: Putting the squeeze on high retirement-plan fees.
John Laporte, who has just retired, outperformed indexes by holding stocks far longer than many fund managers would.
Property owners are taking action across the country as tax bills continue rising, even as home values have tumbled.
Fewer investors will be subject to tough reporting rules on foreign accounts, according to the latest IRS guidance.
Active portfolio managers have outperformed many exchange-traded funds, thanks to surging small-cap stocks.
![[Opdykes_Jeff]](http://sg.wsj.net/public/resources/images/CH-AA052_Opdykes_Jeff_A_20090624003930.gif)
At a time when gold is above $1,100 an ounce and some expect it to go far higher, some investors are focused on the so-called junior miners.
![[Greene_Kelly]](http://sg.wsj.net/public/resources/images/CH-AA080_Greene_Kelly_A_20090624003739.gif)
Negotiating the management of your parents' bank account might be even tougher than taking away their car keys. But ignoring the problem can lead to financial trouble.
![[THISWEEK]](http://si.wsj.net/public/resources/images/MI-BB884_THISWE_A_20100305182623.jpg)
How this week's news events will affect your wallet.
![[Lede]](http://si.wsj.net/public/resources/images/OB-HT658_sun030_A_20100305183201.jpg)
More and more of the unemployed and underemployed are doing whatever it may take to pocket extra money -- including "working under the table."
The recession and continuing high unemployment are taking a psychological toll on individuals.
![[Getting Going]](http://si.wsj.net/public/resources/images/OB-HT657_sun030_A_20100305183043.jpg)
March brings with it two annual rites: The start of spring and the NCAA basketball office pool. Here are some tips on how to improve your odds.
![[marketwatch wsj.com]](http://si.wsj.net/public/resources/images/OB-HT659_sun030_A_20100305183329.jpg)
Getting married is one of those life-changing events that affects many aspects of a person's life -- right down to his or her tax returns.
GM has staged an impressive recovery since it emerged from bankruptcy protection last July, and it may go public again in what could be the hottest IPO of 2010.
When it comes to taxes, many people underestimate the value of their charitable donations, often pricing items for what they'd sell for at a garage sale instead of their fair market value.
A reader asks whether Congress will again suspend the required minimum distribution for IRAs for the 2010 tax year.
![[alexandra levit]](http://si.wsj.net/public/resources/images/OB-DE288_CJ_Rei_A_20090222143118.jpg)
If your reinvention plan involves launching a business, there are benefits in doing it with a partner as opposed to going it alone.
![[Yoder]](http://si.wsj.net/public/resources/images/OB-HT660_sun030_C_20100305183442.jpg)
Steve and Isaac discuss the pros and cons -- for both their family and the economy -- of spending or not spending money during a recession.
![[0302roi]](http://si.wsj.net/public/resources/images/OB-HS498_0302ro_C_20100302123738.jpg)
Sheltering your investment profits from taxes may seem like a remote concern when your accounts are a sea of red ink. But tax shelters like 401(k)s and IRAs are more important than ever, writes Brett Arends.
The millionaires are back. The number of U.S. households with a net worth of $1 million or more, not including primary residence, jumped 16% to 7.8 million in 2009 from 6.7 million the year before, according to a report released today by Spectrem Group.
Disability-insurance benefits from the workplace and the government are getting harder to come by. Here's what you need to know if you're considering buying your own disability policy.
![[PJ-AS938_HEALTH_A_20091228134901.jpg]](http://si.wsj.net/public/resources/images/PJ-AS938_HEALTH_A_20091228134901.jpg)
James Mannett's ordeal can provide lessons for all of us about how to defend our own financial interests, even when we're at our most vulnerable.
The Senate could approve a $15 billion jobs bill this week; Apple's iPad becomes available on April 3; Hulu.com will drop two Comedy Central shows; and more.
![[PJ-AS797_workfa_A_20091215171603.jpg]](http://si.wsj.net/public/resources/images/PJ-AS797_workfa_A_20091215171603.jpg)
Families are evaluating the reasons to pursue higher education and how much tuition they want to pay.
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Sheltering investment profits from taxes may seem like a remote concern when your accounts are in the red, but tax shelters are more important than you think.
![[ENCOVER]](http://si.wsj.net/public/resources/images/EN-AA622_ENCOVE_A_20100218173735.jpg)
Technology is helping more of us return to the places where we grew up. But when you arrive, will it measure up to your memories?



![[kootenai1]](http://si.wsj.net/public/resources/images/OB-HT971_kooten_A_20100308114304.jpg)
Set on 1,186 acres, Kootenai Springs Ranch features a main house and two guest houses, but owner Margaret Hecht often camps out in a sheepherder wagon.
![[EYESROAD]](http://si.wsj.net/public/resources/images/PJ-AT889_EYESRO_A_20100302203605.jpg)
The first step is to learn the difference between a recall and an auto maker's service campaign, writes Joe White.
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Human Genome Sciences tapped director David Southwell to be its new chief financial officer.
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![[covletter0308]](http://si.wsj.net/public/resources/images/OB-HU195_covlet_A_20100308233510.jpg)
Hiring managers say that despite the vast advice available on writing cover letters, many job hunters don't submit them. But applicants who do stand a fair chance at setting themselves apart.
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![[Crystal ball]](http://sg.wsj.net/public/resources/images/HC-GO489A_cryst_AV_20100204170946.gif)
How will J. Crew, the federal deficit and the Oscars turn out?
| Loan Types | Rate | Last Week | Chart |
|---|---|---|---|
| 1 yr CD | 1.42% | up ↑ | see chart |
| 6 month CD | 0.98% | down ↓ | see chart |
| 3 month CD | 0.64% | see chart | |
| $10K MMA | 0.93% | down ↓ | see chart |
| MMA | 0.83% | down ↓ | see chart |
With more financial advisers reaching their late 50s or early 60s these days, planning for a firm's eventual sale is becoming an issue of growing importance.
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