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ROI

How to Salvage Your Retirement
Almost 30% of those who have already retired have saved nothing at all to support themselves, while only a third have saved at least $50,000. Instead they were relying on ... what? Santa Claus?

The Intelligent Investor
Tech Companies Won, Investors Lost
Ten years ago, the Nasdaq Composite index closed at a record of 5048.62. On Tuesday, it closed at less than half that level.
- Fund Track: From Fame to Flamed Out
U.S.
Coupon Clipping Is Newest Extreme Sport
Discount devotees have formed vast online communities that collectively unearth and swap digital, mobile-phone and paper coupons. The cleverest shoppers combine dozens of coupons and get stuff free.
- Coupon Fraud Grows
- News Hub: Consumers Crazy for Coupons
Business
BofA Ends Some Overdraft Fees
Bank of America plans to announce that it is eliminating $35 overdraft fees on debit-card purchases as the bank tries to stay ahead of a sweeping round of regulations.
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Markets
Defaulted Loans May Haunt Seniors
A little-noticed law could result in smaller Social Security checks for hundreds of thousands of seniors who owe the U.S. money from defaulted loans and other debts more than a decade old.
Real Estate
Home-Saving Moves Afoot
Pressure is growing on U.S. banks to ease terms for distressed homeowners on home-equity loans and other second-lien mortgages.
- Rep. Frank's letter to four biggest U.S. banks
Fund Track
CMOs for Retirees?
An aim-high J.P. Morgan fund shows firm's new small-Investor focus but the mix might frighten some of them.
Weekend Investor
Workers Rise to Lower 401(k) Fees
Employees horrified by losses in their 401(k) retirement plans are finally getting traction where lawmakers and regulators have stumbled: Putting the squeeze on high retirement-plan fees.
The Weekend Investor
The Intelligent Investor
A Star Trader Who Rarely Traded
John Laporte, who has just retired, outperformed indexes by holding stocks far longer than many fund managers would.
Taxes
Homeowners Hold Ground Against Rising Property Taxes
Property owners are taking action across the country as tax bills continue rising, even as home values have tumbled.
IRS Eases on Some Foreign-Accounts
Fewer investors will be subject to tough reporting rules on foreign accounts, according to the latest IRS guidance.
Investing
Funds That Beat the Indexes
Active portfolio managers have outperformed many exchange-traded funds, thanks to surging small-cap stocks.
Running With Scissors
Should You Join The Next Gold Rush?
At a time when gold is above $1,100 an ounce and some expect it to go far higher, some investors are focused on the so-called junior miners.
Family Value
Taking Over Dad's Checking Account
Negotiating the management of your parents' bank account might be even tougher than taking away their car keys. But ignoring the problem can lead to financial trouble.
Weekend Investor
This Week: What Happened to Your Money
How this week's news events will affect your wallet.
Sunday Journal
Money
The Perils of 'Off the Book' Jobs
More and more of the unemployed and underemployed are doing whatever it may take to pocket extra money -- including "working under the table."
Health Costs
Recession's Mental Toll
The recession and continuing high unemployment are taking a psychological toll on individuals.
Getting Going
A March Madness Investing Plan
March brings with it two annual rites: The start of spring and the NCAA basketball office pool. Here are some tips on how to improve your odds.
Marketwatch
Newlyweds, Don't Forget Your Taxes
Getting married is one of those life-changing events that affects many aspects of a person's life -- right down to his or her tax returns.
Barron's Insight
GM's Back, Wall Street's Ready to Roll
GM has staged an impressive recovery since it emerged from bankruptcy protection last July, and it may go public again in what could be the hottest IPO of 2010.
Tip of the Week
Online Tools for Donations
When it comes to taxes, many people underestimate the value of their charitable donations, often pricing items for what they'd sell for at a garage sale instead of their fair market value.
Ask Dow Jones
Will Rules on IRAs Be Suspended?
A reader asks whether Congress will again suspend the required minimum distribution for IRAs for the 2010 tax year.
Reinvent
Do You Need a Partner?
If your reinvention plan involves launching a business, there are benefits in doing it with a partner as opposed to going it alone.

Yoder & Sons

Good for Us, and Maybe for the Country
Steve and Isaac discuss the pros and cons -- for both their family and the economy -- of spending or not spending money during a recession.
ROI
In Favor of Tax Shelters
Sheltering your investment profits from taxes may seem like a remote concern when your accounts are a sea of red ink. But tax shelters like 401(k)s and IRAs are more important than ever, writes Brett Arends.

The Wealth Report

Rich, Famous and Jobless
The creative minds behind British TV have a new hit on their hands. It is called "Famous, Rich and Jobless," and it features British celebs slumming it as unemployed job seekers. But the genre doesn't seem likely to catch on in the U.S.
Richistan Returns: Is That Good or Bad for Obama?
How Did Billionaires Get So Much Richer in 2009?
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Family Finance

How to Buy Disability Insurance
Disability-insurance benefits from the workplace and the government are getting harder to come by. Here's what you need to know if you're considering buying your own disability policy.
How to Fix Your Finances in 2010
Retirees Snared by Medicare

Insurance

A Cancer Patient Works the System
James Mannett's ordeal can provide lessons for all of us about how to defend our own financial interests, even when we're at our most vulnerable.
Many Jobless Don't Qualify for Cobra
Polly Want an Insurance Policy?

Investing

Treasury Official: Keep Tax-Exempt Munis
A top U.S. Treasury official said the market's ambivalence toward tax-credit bonds shows they might not be an adequate replacement for tax-exempt municipal bonds.
Harry Markopolos, SEC Chairman?
Senate Could Approve Jobs Bill

Loans & Credit

How Much Is a College Degree Worth?
Families are evaluating the reasons to pursue higher education and how much tuition they want to pay.
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New BofA CEO Seeks Credit-Card Fix
Tamer Cards for Tougher Times

Taxes

Seeking Shelter From the Tax Storm
Sheltering investment profits from taxes may seem like a remote concern when your accounts are in the red, but tax shelters are more important than you think.
Cross-Border Giving
The Power of Perks

Retirement Planning

Finding Our Way Home
Technology is helping more of us return to the places where we grew up. But when you arrive, will it measure up to your memories?
Keys to Better Sleep
Reluctant Retirement for Older Workers

Columns

R.o.i.
By Brett Arends
How to Salvage Your Retirement
Ask encore
By Kelly Greene
A Taxing Roth Issue
Family value
By Kelly Greene
Taking Over Dad's Checking Account

Running with scissors
By Jeff Opdyke
Should You Join The Next Gold Rush?
The intelligent investor
By Jason Zweig
Companies Hoard Their Dividends
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Real Estate

Edward Albee's Private Stage
The playwright talks about his art "accumulation" in his cavernous New York loft.
Broker Troubles
BofA Boosts Mortgage Modifications

Autos

Can This Car Dent the Prius?
All-electric vehicles are on their way, but there is still that little matter of limited driving ranges to overcome.
Handling a Speed Addiction
Tracing Your Car's Safety Record

Fitness & Health

Subscriber Content Read Preview

FDA Panel Backs
Device For Epilepsy
An FDA panel narrowly backed the use of Medtronic's "deep-brain stimulation" device in certain epilepsy patients.
Court: Thimerosal Didn't Cause Autism
Subscriber Content Read Preview

FDA Adds Warning to Plavix

Careers

Best Bet For a Post-Graduation Job: Engineering
A new report from the National Association of Colleges and Employers finds that eight of the top 10 best-paid majors are in engineering, with petroleum engineering topping off the list at $86,220.
Can B-school Students Learn From Cartoons?
Standout Letters to Cover Your Bases

How's Your Crystal Ball?

Test Your Prediction Skills
How will J. Crew, the federal deficit and the Oscars turn out?

Market Data Center

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Data: Dow Jones, Reuters

How to Read this Chart

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Current price, up from close
Price at prior day's close
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Personal Finance Video

Consumer Interest Rates

Loan Types	Rate	Last Week	Chart
1 yr CD	1.43%	up ↑	see chart
6 month CD	0.99%	up ↑	see chart
3 month CD	0.64%	down ↓	see chart
$10K MMA	0.92%	down ↓	see chart
MMA	0.82%	down ↓	see chart

Loan Types	Rate	Last Week	Chart
30 yr fixed mtg	5.07%	up ↑	see chart
15 yr fixed mtg	4.36%		see chart
5/1 ARM	3.94%	up ↑	see chart
30 yr fixed jumbo mtg	5.83%		see chart
30 yr FHA mtg	5.62%	down ↓	see chart

Loan Types	Rate	Last Week	Chart
36 month new car loan	6.43%	down ↓	see chart
48 month new car loan	6.57%	down ↓	see chart
60 month new car loan	6.62%	down ↓	see chart
36 month used car loan	6.85%	down ↓	see chart
48 month used car loan	6.71%	down ↓	see chart

Financial Adviser

Emerging Markets - The Modern Safe Haven
Tycoon Trades Mansion for Mud Hut
A British telecommunications tycoon is selling his businesses, house and furniture to move to Uganda to start a children's charity.
Financial Advisers Enable Bad Investor Behavior
JPMorgan Wants an ETF Too
Is This 'The Worst Trade Ever'?
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