Almost 30% of those who have already retired have saved nothing at all to support themselves, while only a third have saved at least $50,000. Instead they were relying on ... what? Santa Claus?
![[Investor_illo]](http://si.wsj.net/public/resources/images/OB-HU493_Invest_A_20100309223402.jpg)
Ten years ago, the Nasdaq Composite index closed at a record of 5048.62. On Tuesday, it closed at less than half that level.
![[Extreme]](http://si.wsj.net/public/resources/images/P1-AU124_Extrem_A_20100307180214.jpg)
Discount devotees have formed vast online communities that collectively unearth and swap digital, mobile-phone and paper coupons. The cleverest shoppers combine dozens of coupons and get stuff free.
Bank of America plans to announce that it is eliminating $35 overdraft fees on debit-card purchases as the bank tries to stay ahead of a sweeping round of regulations.
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![[olddebt]](http://si.wsj.net/public/resources/images/MI-BB921_olddeb_A_20100307174450.jpg)
A little-noticed law could result in smaller Social Security checks for hundreds of thousands of seniors who owe the U.S. money from defaulted loans and other debts more than a decade old.
![[SECOND]](http://si.wsj.net/public/resources/images/NA-BE824_SECOND_A_20100307190134.jpg)
Pressure is growing on U.S. banks to ease terms for distressed homeowners on home-equity loans and other second-lien mortgages.
An aim-high J.P. Morgan fund shows firm's new small-Investor focus but the mix might frighten some of them.
![[401kfee]](http://si.wsj.net/public/resources/images/MI-BB867B_401kf_A_20100305182210.jpg)
Employees horrified by losses in their 401(k) retirement plans are finally getting traction where lawmakers and regulators have stumbled: Putting the squeeze on high retirement-plan fees.
John Laporte, who has just retired, outperformed indexes by holding stocks far longer than many fund managers would.
Property owners are taking action across the country as tax bills continue rising, even as home values have tumbled.
Fewer investors will be subject to tough reporting rules on foreign accounts, according to the latest IRS guidance.
Active portfolio managers have outperformed many exchange-traded funds, thanks to surging small-cap stocks.
![[Opdykes_Jeff]](http://sg.wsj.net/public/resources/images/CH-AA052_Opdykes_Jeff_A_20090624003930.gif)
At a time when gold is above $1,100 an ounce and some expect it to go far higher, some investors are focused on the so-called junior miners.
![[Greene_Kelly]](http://sg.wsj.net/public/resources/images/CH-AA080_Greene_Kelly_A_20090624003739.gif)
Negotiating the management of your parents' bank account might be even tougher than taking away their car keys. But ignoring the problem can lead to financial trouble.
![[THISWEEK]](http://si.wsj.net/public/resources/images/MI-BB884_THISWE_A_20100305182623.jpg)
How this week's news events will affect your wallet.
![[Lede]](http://si.wsj.net/public/resources/images/OB-HT658_sun030_A_20100305183201.jpg)
More and more of the unemployed and underemployed are doing whatever it may take to pocket extra money -- including "working under the table."
The recession and continuing high unemployment are taking a psychological toll on individuals.
![[Getting Going]](http://si.wsj.net/public/resources/images/OB-HT657_sun030_A_20100305183043.jpg)
March brings with it two annual rites: The start of spring and the NCAA basketball office pool. Here are some tips on how to improve your odds.
![[marketwatch wsj.com]](http://si.wsj.net/public/resources/images/OB-HT659_sun030_A_20100305183329.jpg)
Getting married is one of those life-changing events that affects many aspects of a person's life -- right down to his or her tax returns.
GM has staged an impressive recovery since it emerged from bankruptcy protection last July, and it may go public again in what could be the hottest IPO of 2010.
When it comes to taxes, many people underestimate the value of their charitable donations, often pricing items for what they'd sell for at a garage sale instead of their fair market value.
A reader asks whether Congress will again suspend the required minimum distribution for IRAs for the 2010 tax year.
![[alexandra levit]](http://si.wsj.net/public/resources/images/OB-DE288_CJ_Rei_A_20090222143118.jpg)
If your reinvention plan involves launching a business, there are benefits in doing it with a partner as opposed to going it alone.
![[Yoder]](http://si.wsj.net/public/resources/images/OB-HT660_sun030_C_20100305183442.jpg)
Steve and Isaac discuss the pros and cons -- for both their family and the economy -- of spending or not spending money during a recession.
![[0302roi]](http://si.wsj.net/public/resources/images/OB-HS498_0302ro_C_20100302123738.jpg)
Sheltering your investment profits from taxes may seem like a remote concern when your accounts are a sea of red ink. But tax shelters like 401(k)s and IRAs are more important than ever, writes Brett Arends.
The creative minds behind British TV have a new hit on their hands. It is called "Famous, Rich and Jobless," and it features British celebs slumming it as unemployed job seekers. But the genre doesn't seem likely to catch on in the U.S.
Disability-insurance benefits from the workplace and the government are getting harder to come by. Here's what you need to know if you're considering buying your own disability policy.
![[PJ-AS938_HEALTH_A_20091228134901.jpg]](http://si.wsj.net/public/resources/images/PJ-AS938_HEALTH_A_20091228134901.jpg)
James Mannett's ordeal can provide lessons for all of us about how to defend our own financial interests, even when we're at our most vulnerable.
A top U.S. Treasury official said the market's ambivalence toward tax-credit bonds shows they might not be an adequate replacement for tax-exempt municipal bonds.
![[PJ-AS797_workfa_A_20091215171603.jpg]](http://si.wsj.net/public/resources/images/PJ-AS797_workfa_A_20091215171603.jpg)
Families are evaluating the reasons to pursue higher education and how much tuition they want to pay.
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Sheltering investment profits from taxes may seem like a remote concern when your accounts are in the red, but tax shelters are more important than you think.
![[ENCOVER]](http://si.wsj.net/public/resources/images/EN-AA622_ENCOVE_A_20100218173735.jpg)
Technology is helping more of us return to the places where we grew up. But when you arrive, will it measure up to your memories?



![[0312Albee10]](http://si.wsj.net/public/resources/images/OB-HU398_0312Al_A_20100309163415.jpg)
The playwright talks about his art "accumulation" in his cavernous New York loft.
![[EYESROAD1]](http://si.wsj.net/public/resources/images/PJ-AT995_EYESRO_A_20100309172249.jpg)
All-electric vehicles are on their way, but there is still that little matter of limited driving ranges to overcome.
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An FDA panel narrowly backed the use of Medtronic's "deep-brain stimulation" device in certain epilepsy patients.
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A new report from the National Association of Colleges and Employers finds that eight of the top 10 best-paid majors are in engineering, with petroleum engineering topping off the list at $86,220.
![[Crystal ball]](http://sg.wsj.net/public/resources/images/HC-GO489A_cryst_AV_20100204170946.gif)
How will J. Crew, the federal deficit and the Oscars turn out?
| Loan Types | Rate | Last Week | Chart |
|---|---|---|---|
| 1 yr CD | 1.43% | up ↑ | see chart |
| 6 month CD | 0.99% | up ↑ | see chart |
| 3 month CD | 0.64% | down ↓ | see chart |
| $10K MMA | 0.92% | down ↓ | see chart |
| MMA | 0.82% | down ↓ | see chart |
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A British telecommunications tycoon is selling his businesses, house and furniture to move to Uganda to start a children's charity.
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