The supply of foreclosed homes that banks need to sell is rising again, signaling further downward pressure on home prices in some parts of the U.S.
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Rates on fixed-rate home mortgages moved little this week, with the 30-year rate averaging 4.96%.
![[calif0318]](http://si.wsj.net/public/resources/images/OB-HX111_calif0_A_20100318211644.jpg)
California's median home price rose 11.2% in February from a year earlier, a sign that the housing market could be stabilizing.
![[oddhomepro1]](http://si.wsj.net/public/resources/images/OB-HV242_oddhom_A_20100312114854.jpg)
A mortgage mess is brewing in homes made of earth, tires, concrete and trash, as banks become pickier in deciding whether and how much to lend.
Search the Journal's database of mortgage, credit-card and other lenders to see which lenders in your neighborhood are lending more -- or less -- these days than they were a year ago.
Is it time to rush out and buy a house before mortgage rates go up? Rates are expected to rise at least modestly during the rest of this year—but the rise could be much steeper.
![[PP31201]](http://si.wsj.net/public/resources/images/OB-HU618_PP3120_A_20100310134807.jpg)
Hilton CEO Christopher Nassetta has sold his L.A. home for $18 million,. Plus, Arthur Blank, co-founder of Home Depot cut the price on his Atlanta home, and late author Sheila Lukins's Manhattan apartment of has gone into contract.
![[HOUSEAPP_TECH]](http://si.wsj.net/public/resources/images/MK-BB595_HOUSEA_A_20100309211808.jpg)
Just in time for the spring house-hunting season, smart-phone applications that provide information to home buyers are proliferating.
![[0310parrot]](http://si.wsj.net/public/resources/images/OB-HU682_0310pa_A_20100310161629.jpg)
Bank of America apologized after its local contractor entered the home of a mortgage borrower when she was away, cut off utilities, padlocked the door and confiscated her pet parrot, Luke.
A New Jersey apartment hunter wants to know why her broker takes so long to return calls and whether or not using an agent is even necessary.
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Ecologically focused homes for cold temperatures in Colorado, New york, and Massachusetts.
![[urb31109]](http://si.wsj.net/public/resources/images/OB-HU712_urb311_A_20100310170016.jpg)
Pocket-size farms have sprung up in cities around the Bay Area in recent years, part of a movement to bring consumers closer to the sources of food they buy.
![[gardenJ1]](http://si.wsj.net/public/resources/images/PJ-AT989_garden_A_20100309140029.jpg)
Rookie mistakes and a cruel growing season had some new gardeners wanting to throw in the trowel. But experienced gardeners say early spring is the perfect time to correct last year's problems.
![[mortherd0309]](http://si.wsj.net/public/resources/images/OB-HU471_morthe_A_20100309210505.jpg)
Why hasn't the government pushed harder to include second mortgages in its anti-foreclosure efforts?
![[SECOND]](http://si.wsj.net/public/resources/images/NA-BE824_SECOND_A_20100307190134.jpg)
Pressure is growing on U.S. banks to ease terms for distressed homeowners on home-equity loans and other second-lien mortgages.
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This Relative Values column looks at homes in California, New Mexico and Thailand with an ecological focus.
![[LASIGN]](http://si.wsj.net/public/resources/images/NA-BF078_LASIGN_C_20100319195719.jpg)
When a Beverly Hills company offered the money needed to buy and preserve land around the Hollywood sign, it touched off debate about what price Los Angeles is willing to pay.
![[SHRINK]](http://si.wsj.net/public/resources/images/MK-BB808_SHRINK_C_20100318180823.jpg)
Chastened by the recession, mall-based apparel retailers like Gap and AnnTaylor are poring over their real-estate portfolios, looking for stores they can shrink, in a bid to increase profit.
For those trying to figure out how much further U.S. house prices could fall, it would help to know how many more foreclosed homes banks need to sell. Here are three estimates.
Also in this Private Properties column, the apartment of the late Walter Cronkite is sold and the price of a ranch is lowered while more acres are offered.
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Prices of luxury real estate are finally starting to rise, as bargain hunters swoop in. Some of the best deals are in second homes with discounts of as much as 40%.
The playwright talks about his art "accumulation" in his cavernous New York loft.
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Despite criticism of the university's investments in illiquid assets during the financial crisis, the school stood by its chief investment officer's methods in its 2009 endowment report.
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Which House of the Day was your favorite last week? Cast your vote and discuss.
![[0319Bell02]](http://si.wsj.net/public/resources/images/OB-HX032_0319Be_A_20100318152900.jpg)
Also in this Private Properties column, the apartment of the late Walter Cronkite is sold and the price of a ranch is lowered while more acres are offered.
![[SNOWDROPJMP3]](http://si.wsj.net/public/resources/images/PJ-AU134_SNOWDR_A_20100317145904.jpg)
To those who love and collect snowdrops, little distinctions make these bulbs worth the hunt: The tiny green mark on "Robin Hood" is a faint X, while that of "S. Arnott" looks more like an upside-down heart.
![[0316roi]](http://si.wsj.net/public/resources/images/OB-HW502_0316ro_A_20100316181106.jpg)
A desperate couple in Illinois considers a "strategic foreclosure." Brett Arends urges them to consider their options first.
![[OB-HU463_garden_A_20100309193459.jpg]](http://si.wsj.net/public/resources/images/OB-HU463_garden_A_20100309193459.jpg)
Perseverance, passion and limitless vision have created a garden with inspirations from as far afield as Texas and Tasmania
A package of 165 condominiums in downtown Orlando, Fla. was sold for $25.9 million at an auction.
![[WKINVinside1]](http://si.wsj.net/public/resources/images/MI-BC038_WKINVi_A_20100312201823.jpg)
Federal tax credits for home buyers are some of the best deals around—but you'll have to jump through some hoops to get one before the deadline.
| Loan Types | Rate | Last Week | Chart |
|---|---|---|---|
| 30 yr fixed mtg | 5.02% | down ↓ | see chart |
| 15 yr fixed mtg | 4.37% | up ↑ | see chart |
| 5/1 ARM | 3.90% | down ↓ | see chart |
| 30 yr fixed jumbo mtg | 5.81% | down ↓ | see chart |
| 30 yr FHA mtg | 5.63% | up ↑ | see chart |
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