The Wall Street Journal
Retirement Planning
The Wall Street Journal
Retirement Planning
Of all the options available, there is one to avoid at all costs: co-signing a student loan.
For the vast majority of savers, improved investment returns won't materially extend how long retirement money lasts. That's because few investors have enough money in their retirement account to tilt the balance.
Mark Meiners says yes, because you need to be prepared, not just hope for the best. No, says Prescott Cole, because the cost is too high.
Ellie Lowder says yes, because they offer the assurance of a guaranteed return. No, says Lewis Altfest, because they are too costly for the benefits they provide.
Getting involved with parents' plans for their golden years can keep young adults from having to shell out big money later on—or at least prepare them for it.
At risk are accounts that states say may be inactive or abandoned but are simply running on the investing equivalent of auto-pilot—dividend re-investment plans.
A 65-year-old couple retiring in 2012 will spend at least $240,000 in health-care costs during their retirement. We offer guidance.
Many families don't realize they can bargain for a retirement home. Here's how to do it.
Looking beyond housing costs and taxes to find the right location.
Too many small-business owners aren't prepared for the day when they'll need to cash out. Financial advisers and exit-planning specialists weigh in on how common mistakes can be avoided.
After combat stints, service members and families can face financial challenges.
Many people assume that if a nursing home isn't in the picture, a family's financial burdens will likely be minimal. Such thinking ignores the steep costs associated with caregiving -- even if relatives are willing to pitch in.
For the vast majority of savers, improved investment returns won't materially extend how long retirement money lasts. That's because few investors have enough money in their retirement account to tilt the balance.
Getting involved with parents' plans for their golden years can keep young adults from having to shell out big money later on—or at least prepare them for it.
The program covers up to 35 hours a week of in-home care, but only for those who meet specific requirements.
If you can rid yourself of the notion that it's way too early to think about retirement, you can avoid the financial headaches Mom and Dad are dealing with.
Doing your own Social Security planning is a bit like doing your own taxes: You might do a good job, but if your situation is complex, you would be wise to enlist professional help.
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